Personal Banking

At Harmony Bank we have a variety of deposit account products to suit every need. The account features are summarized below:

Harmony Personal Checking Account

  • Free check imaging service
  • Free online banking, bill-pay and telephone banking
  • Free Harmony Bank debit card
  • No minimum balance requirements
  • No per check charge
  • No monthly service fee
  • Unlimited check writing
  • $50 opening deposit required

Harmony Personal NOW Account

  • No minimum balance requirements
  • No per check charge
  • No monthly service fee
  • Free Harmony Bank debit card
  • Free online banking, bill-pay and telephone banking
  • Unlimited check writing
  • Earn a competitive Interest Rate
  • Interest compounded daily
  • $100 opening deposit required

Harmony Personal Money Market Account

  • No monthly service fee
  • Unlimited access to your account
  • Write up to 3 checks a month
  • Earn a competitive Interest Rate
  • Interest compounded daily
  • $100 opening deposit required

Harmony Senior NOW Account

  • You must be 55 years or older to qualify for this account
  • No minimum balance requirements
  • No per check charge
  • No monthly service fee
  • Free online banking, bill-pay and telephone banking
  • Free Harmony Bank debit card
  • Free checks
  • Unlimited check writing
  • Earn a competitive Interest Rate
  • Interest compounded daily
  • $100 opening deposit required

Harmony Personal Statement Savings Account

  • No monthly service charge
  • Free online banking, bill-pay and telephone banking
  • Earn a competitive Interest Rate
  • Interest compounded daily
  • Convenient Monthly Statements
  • $100 opening deposit required

Harmony Personal Passbook Savings Account

  • No monthly service charge
  • Earn a competitive Interest Rate
  • Interest compounded daily
  • Balances updated in your passbook at each transaction
  • $100 opening deposit required

Harmony Club Accounts

  • No monthly service charge
  • You choose the amount and term
  • Deposits may be transferred from your Harmony checking or savings account

Harmony Certificates of Deposit Account

  • Flexible terms available from 3 months to 5 years
  • Earn a competitive Interest Rate
  • Interest compounded daily
  • $1,000 opening deposit required

Harmony IRA Accounts

  • We offer Traditional and Roth IRA’s
  • $1,000 opening deposit required